There are a number of financial solutions out there. These solutions are the different counsels poised to tackle financial products like insurances, mortgage, credit cards providers etc.
Imagine if you were about to catch a game on television and your electricity is cut off due to the fact that you forgot to pay your bill in time and you had to wait on a long line to buy units of electricity. I am sure there would be a lot of suppressed frustration at yourself, the line and the innocent person who is attending to the customers.